Commission Disclosure Policy

Bridle Group is a trading name of Hanborough Enterprises Limited (‘the Company’, ‘Us’, ‘We’ or ‘Our’).

Hanborough Enterprises Limited is regulated for consumer credit activities and insurance distribution by the Financial Conduct Authority – Firm Reference Number 631448. You can check this information at www.fca.org.uk

Hanborough Enterprises Limited is registered with the Information Commissioners Office for the processing of data under The Data Protection (Charges and Information) Regulations 2018. Our Data Protection Licence number is Z264186X. You can check this information at www.ico.org.uk

Hanborough Enterprises Limited is a member of the British Vehicle Rental and Leasing Association and abide by their Code of Conduct. For further information visit www.bvrla.co.uk

We are a broker and not a lender.

Bay Vehicles Limited

Bay Vehicles Limited (‘the Company’, ‘Us’, ‘We’ or ‘Our’) trades under licence as and introduces business to Bridle Group, which is a brand name of the Bridle Group, a division of Hanborough Enterprises Limited.

Bay Vehicles Limited is an Appointed Representative of Hanborough Enterprises Limited who is authorised and regulated by the Financial Conduct Authority for consumer credit activities and insurance distribution. Our Firm Reference Number is 498883. Hanborough Enterprises Limited’s Firm Reference Number is 631448. You can check this information at www.fca.org.uk

Bay Vehicles Limited is a company registered in England no 06603050 whose trading address and registered office is at 30 Kingsland Road, Canton, Cardiff, South Glamorgan CF11 8UQ.

Bay Vehicles Limited is registered with the Information Commissioners Office for the processing of data under The Data Protection (Charges and Information) Regulations 2018. Our Data Protection Licence number is ZA151133. You can check this information at www.ico.org.uk

We are a broker and not a lender.


Sabre Motor Company Limited

Sabre Motor Company Limited (‘the Company’, ‘Us’, ‘We’ or ‘Our’) trades under licence as and introduces business to Bridle Group, which is a trading name of the Bridle Group, a division of Hanborough Enterprises Limited.

Sabre Motor Company Limited is an Appointed Representative of Hanborough Enterprises Ltd who is authorised and regulated by the Financial Conduct Authority for consumer credit activities and insurance distribution. Our Firm Reference Number is 840458. Hanborough Enterprises Limited’s Firm Reference Number is 631448. You can check this information at www.fca.org.uk

Sabre Motor Company Limited is a company registered in England no 08206143 whose trading address and registered office is at Performance House, Penarth Road, Cardiff, South Glamorgan CF11 8UQ.

Sabre Motor Company Limited is registered with the Information Commissioners Office for the processing of data under The Data Protection (Charges and Information) Regulations 2018. Our Data Protection Licence number is ZA124319. You can check this information at www.ico.org.uk

We are a broker and not a lender.


Introduction

We receive our income from the introduction of customers to our carefully selected panel of funders and/or from the supply of vehicles and/or the supply of ancillary goods and services.

Customers who are consumers, sole traders or small partnerships and who use our services resulting in the entering in to an agreement which is regulated by the Consumer Credit Act, have a legal right to ask us to disclose the amount of commission that we receive.


What are we required to disclose?

We are required to disclose the existence of commission as 

  • commission payable to us by a funder as may affect our independence and potentially give rise to a conflict of interest when offering suitable products to borrowers
  • commission could act as an undue incentive to recommend a particular product
  • knowing about commission would have material impact on the borrower’s decision. The right of disclosure may be found at the bottom of our order


When can a customer request this?

A Customer may ask for commission disclosure at any time from our initial discussions through to the point when their agreement is set live. After this point we have no obligation to disclose what we have earned from transacting the deal.


How may a customer request this?

Customers may request the disclosure of commission by any means, over the phone, by email, in writing.

Call us on:            01993 894981

Email us:              info@bridlevehicleleasing.co.uk

Write to us:          Bridle Vehicle Leasing, Hanborough Enterprises Ltd, Tamarisk House, North Leigh Business Park, North Leigh, Witney, Oxfordshire, OX29 6SW